Atal Pension Yojana – Benefits, APY Chart List, Complete Information

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Atal Pension Yojana (APY) is a very useful social security scheme for people working in the informal sector. By investing in APY, you get the regular income that you spend after retirement. The central government launched APY in May 2015. Earlier, there was no such scheme for people working in the informal sector.

Under this scheme, it is a pension system for Indian citizens that focuses on workers in the informal sector. The minimum pension will be provided from Rs 1,000 to Rs 5,000 per month at the age of 60 based on the contributions of APY subscribers.

[PMKSY] Pradhan Mantri Krishi Sinchayee Yojana: Online Application Form

PM-Atal-Pension-Yojana-APY-Chart-List

Atal Pension Yojana Details – अटल पेंशन योजना

To apply for this scheme, the beneficiaries must be between 18 and 40 years old, only then can they benefit from this scheme. If any beneficiary wants to join this scheme at the age of 18, he must pay a premium of Rs 210 each month and those who are 40 years old, will have to pay a premium ranging from Rs. 297 to Rs 1,454.

To join Atal Pension Yojana 2024, beneficiaries must have a bank account and the bank account must be linked to their Aadhaar card. Those who are income taxpayers and who work in government jobs cannot benefit from this scheme. He’s a beneficiary, he can go to any national bank in India and open a Yojana account.

Main Points of Atal Pension Yojana 2024

Name of SchemeAtal Pension Yojana – प्रधानमंत्री अटल पेंशन योजना
LaunchedThe year 2015
Started byThe central government
BeneficiaryPeople from unorganized areas of the country
Official WebsiteClick Here

Profit of Atal Pension Yojana – APY – अटल पेंशन योजना का लाभ

  • Only the people of India can benefit from this scheme.
  • Under this Yojana, only after completing the age of 60, the central government will provide a monthly pension between 1,000 rupees and 5,000 rupees.
  • The amount of the pension will be provided under Atal Pension Yojana based on investment and age by the beneficiaries.
  • Like the PF account, the government will only contribute to this retirement scheme.
  • If you want to pension 1000 rupees every month and you are 18 years old, you must submit a 210 rupee premium every month for 42 years.
  • At the same time, people aged 40 years will have to pay a premium ranging from 297 rupees to 1,454 rupees. Only then can they benefit from APY 2020.
invest-in-APY-to-get-a-guaranteed-pension-scheme

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What is the procedure for withdrawing funds from APY? – APY से धनराशि निकालने की प्रक्रिया क्या है?

  • Age of 60:
    Under the APY Scheme, you will not be able to get 100% annual pension benefits until after you reach the age mentioned above. Later, the participant will receive a pension.
  • If the subscriber dies for any reason:
    upon the death of the subscriber, the pension is granted to both the husband/wife, and upon the death of (the subscriber and the husband), the amount of the pension is returned to a candidate.
  • Termination of the plan before the completion of 60 years of age:
    It is not permitted to leave the program before the age of 60 except in exceptional circumstances such as terminal illness or the death of the beneficiary.

How much should I invest in APY to get a guaranteed pension scheme?

Age of EntryYears of ContributionFirst Monthly Pension of Rs.1000/-Second Monthly Pension of Rs.2000/-Third Monthly Pension of Rs.3000/-Fourth Monthly Pension of Rs.4000/-Fifth Monthly Pension of Rs.5000/-
18424284126168210
19414692138183224
204050100150198248
213954108162215269
223859117177234292
233764127192254318
243670139208277346
253576151226301376
263482164246327409
273390178268356446
283297194292388485
2931106212318423529
3030116231347462577
3129126252379504630
3228138276414551689
3327151302453602752
3426165330495659824
3525181362543722902
3624198396594792990
37232184366548701087
38222404807209571196
392126452879210541318
402029158287311641454

How to apply for a profit at Atal Pension Yojana? – अटल पेंशन योजना में लाभ के लिए आवेदन कैसे करें?

  • Interested persons who wish to apply under the PM Atal Pension Yojana are the first to open a savings account in any national bank.
How-to-apply-Atal-Pension-Yojana
  • Then fill in all the required information on this scheme application form such as Aadhar card, mobile phone number, etc.
  • After filling out the application form, submit it to the bank manager.
  • After that, all your messages will be verified and your bank account will be opened under Atal Pension Yojana.

Scheme Details

APY Brochure

Atal Pension Yojana Toll-Free Number – अटल पेंशन योजना टोल-फ्री नंबर

Under Atal Pension Yojana, you can solve any problems related to you by contacting them.

State NameName Of SLBC Convenor BankToll-Free Number
Andhra PradeshAndhra Bank1800-425-8525
Andman & Nicobar IslandState Bank of India1800-345-4545
Arunachal PradeshState Bank of India1800-345-3616
AssamState Bank of India1800-345-3756
BiharState Bank of India1800-345-6195
ChandigarhPunjab National Bank1800-180-1111
ChhattisgarhState Bank of India1800-233-4358
Dadra & Nagar HaveliDena Bank1800-225-885
Daman & DiuDena Bank1800-225-885
DelhiOriental Bank of Commerce1800-1800-124
GoaState Bank of India1800-2333-202
GujaratDena Bank1800-225-885
HaryanaPunjab National Bank1800-180-1111
Himachal PradeshUCO Bank1800-180-8053
JharkhandBank of India1800-345-6576
KarnatakaSyndicate Bank-SLBC1800-4259-7777
KeralaCanara Bank1800-425-11222
LakshadweepSyndicate Bank1800-4259-7777
Madhya PradeshCentral Bank of India1800-233-4035
MaharashtraBank of Maharashtra1800-102-2636
ManipurState Bank of India1800-345-3858
MeghalayaState Bank of India1800 – 345 – 3658
MizoramState Bank of India1800-345-3660
NagalandState Bank of India1800-345-3708
OdishaUCO Bank1800-345-6551
PuducherryIndian Bank1800-4250-0000
PunjabPunjab National Bank1800-180-1111
RajasthanBank of Baroda1800-180-6546
SikkimState Bank of India1800-345-3256
TelanganaState Bank of Hyderabad1800-425-8933
Tamil NaduIndian Overseas Bank1800-425-4415
Uttar PradeshBank of Baroda1800-102-4455 1800-223-344
UttrakhandState Bank of India1800-180-4167
West Bengal and TripuraUnited Bank of India1800-345-3343

Frequently Asked Questions (FAQs)

What is the age limit in APY?

The people at Atal Pension Yojana (APY) are divided into 6 parts. To take advantage of APY, you must be between 18 and 40 years old. To obtain a pension under APY, you must invest for at least 20 years.

How much will APY get a pension?

The amount of APY’s retirement amount depends on the investment you made and your age. Under Atal Pension Yojana (APY), a monthly pension can be obtained with a minimum of 1,000 rupees and a maximum of 5,000 rupees. From the age of 60, you will start receiving a pension under APY.

Who can not join the APY?

These people who fall into the income tax range, are government employees or benefit from schemes like EPF, and EPS, that can’t become part of the Atal Pension Yojana (APY).

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