Check Post Office Saving Schemes Interest Rate Details

Check Post Office Saving Schemes Interest Rate Details | New Post Office Savings Scheme Interest Rate Table | डाकघर बचत योजनाएं ब्याज दर | Check PO Saving Schemes Details | Post-Office Saving Scheme Interest Rate Table


The central government has reviewed the interest rates for post office savings plans for the quarter from January 1, 2021, to March 31, 2021. The new interest rates on postal plans for this quarter have been reduced.

The interest rates for all popular savings plans managed by the post office are reviewed on a quarterly basis. People can check the post office savings chart schedule for new interest rates in 2021. This shows the current interest rate for various post office plans applied for the period from January 1, 2021, to March 31, 2021.

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Interest rates on the new post office savings scheme

In a recent notification from the Ministry of Finance, the interest rate on all post office savings plans has been reduced. The government recently changed some rules for PPF accounts in favor of account holders. Accordingly, people can now check new interest rates for all post office savings plans.

Term Deposit (TD), General Savings Fund (PPF), Sukanya Samriddhi Account, Senior Savings Scheme, Recurring Deposit (RD), National Savings Letter (NSC), Kisan Vikas Patra (KVP), Monthly Income Scheme (MIS), p. Check out the new interest rates for savings account plans.

Check the interest rate table on the post office savings scheme

Below is the complete table showing the current interest rate for the post office savings Scheme implemented:

Name of Post Office Savings SchemeInterest Rate 2021Compounding Frequency
Savings deposit scheme account4%The annual
1-year time deposit5.5%Quarterly
2 years time deposit5.5%Quarterly
3 years time deposit5.5%Quarterly
5 years time deposit6.7%Quarterly
Recurring Deposit (5 years)5.8%Quarterly
Senior Citizen Savings Scheme (5 years)7.4%Quarterly and payment
Monthly Income Plan Account (5 years)6.6%Monthly and payment
National Savings Certificate (5 years)6.8%The annual
Public provident fund scheme7.1%The annual
Kisan Vikas Patra6.9% (maturity at 113 months)The annual
Sukanya Samriddhi Account Scheme7.6%The annual

Note – For more information about savings plans at the post office, visit the official website Despite the low-interest rates for the post-savings savings Scheme, these tools are still attractive to investors who want to invest in safer products.

Reducing the interest rate on post-savings savings

In this post office interest rate table from January 2021 to March 2021, it is quite clear that the interest rate for all post office saving plans is going down. The PPF interest rate remains at 7.1%, KVP 6.9% (maturity at 124 months), Sukanya Samriddhi account 7.6%, NSC 6.8%, MIS 6.6%, SCSS 7.4%, RD 5.8%, savings deposits remain at 4%.

Due to the growing concern about the coronavirus, the interest rates on the post office savings Scheme have been reduced. Earlier, RBI reduced rates for repo and reverse repo. Which greatly reduces the burden on people. This decision was taken to ensure economic security in this fight against COVID-19. People can compare all post office savings plans before investing in this government-run equipment.

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