Maha Education Loan Government Scheme 2024-25 | government education loan scheme | शिक्षण कर्ज योजना महाराष्ट्र | BOM education loan apply online | education loan scheme process | Model Education Loan Scheme | Maha Scholar Education Loan Scheme | Maha Bank Skill Loan Scheme | Interest subsidies scheme for Education Loans
Education Loan Scheme Maharashtra (शिक्षण कर्ज योजना महाराष्ट्र)- Dear readers, the main objective of the foundation is to implement various schemes for upgrading the lifestyle of Charmakars (Dhor, Chambhar, Holar, Mochi, etc.) who are economically vulnerable and below the poverty line and to develop them educationally, economically, and socially to give them a respectable place in society. Also, producing various types of leather shoes and supplies them to government departments for sale on the open market.
आर्थिकदृष्ट्या दुर्बल आणि दारिद्र्यरेषेखालील चर्मकारांच्या जीवनशैली (ढोर, चांभार, होलार, मोची इ.) उन्नतीसाठी आणि शैक्षणिक, आर्थिकदृष्ट्या आणि त्यांचा विकास करण्याच्या उद्देशाने विविध योजना राबविणे हे महामंडळाचा मुख्य उद्देश आहे. समाजात त्यांना समाजात आदरणीय स्थान मिळावे म्हणून. तसेच, विविध प्रकारचे फुटवेअर लेदर लेखांचे उत्पादन मुक्त बाजारात सरकारी विभागांच्या विक्रीस पुरवठा करते.
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Application Process for Education Loan Scheme
- The application form is available at the LIDCOM District Office.
- The applicant must fill out the form and send it to the LIDCOM District Office.
Eligibility Criteria of Education Loan Scheme
- Applicants must be permanent residents of Maharashtra.
- The applicant must be from the Charmakar Community only.
- The age limit should be between 18 to 50 years old
- For the 50% margin money and Subsidy Scheme, the annual income of applicants should be below the poverty line, and for the NSFDC the income for rural areas should be less than 98,000 / – and for urban 1,20,000 / -.
- He must present the income and Caste certificate from the licensed government officer.
- The applicant must be aware or knowledgeable of the work/business that has applied for the loan.
Benefits Offered
NSFDC, New Delhi has implemented the Education Loan Scheme since 2009. Under this scheme, an education loan of up to Rs 10,00,000 / funding is provided to postgraduate students in India and Rs. 20,00,000 / – abroad. The interest rate is 4% per annum. Male beneficiaries 3.5%.
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Education Loan Scheme Details
| Sr No | Scheme | Detailed Information |
|---|---|---|
| 1 | Name of the Scheme | Education loan Scheme |
| 2 | Funding by | Central Government Schemes National Scheduled Castes Finance and Development Corporation, New Delhi (NSFDC) |
| 3 | Scheme Objective | The main object of the Corporation is to implement various schemes to uplift the lifestyle of Charmakars (Dhor, Chambhar, Holar, Mochi, etc.) who are economically weak and below the poverty line and to develop them educationally, economically, and socially to give them a respectable place in society. Also, the production of various types of Footwear Leather Articles is supplied to Government Departments and sold in the Open Market. |
| 4 | Beneficiary Category | SC – Charmakar. |
| 5 | Eligibility Criteria | Applicant must be of Charmakar Community only. The age Limit should be between 18 to 50 years 50% Subsidy Scheme and Margin Money, the Annual Income of the applicants must be below the poverty line, and for the NSFDC Scheme, income for Rural areas should be below 98,000/- and for Urban Rs.1,20,000/-. Applicants must be permanent residents of Maharashtra State. He must produce the Income and Caste Certificate of Authorised Govt.Officer.Applicant must know the business for which he has applied for the loan. |
| 6 | Benefits Provided | NSFDC, New Delhi has implemented the EDUCATION LOAN scheme since 2009. Under this scheme, an Education Loan of up to Rs.10,00,000/-finance is provided for postgraduate students in India and Rs. 20,00,000/- abroad. The rate of interest is 4%p.a. for males and 3.5%p.a. for female beneficiaries. |
| 7 | Application Process | The application form is available at the District Office of LIDCOM. Applicant must fill out the form and submit it to the District Office of LIDCOM |
| 8 | Category of Scheme | Education |
| 9 | Contact Office | List Enclosed. |
Education Loan Scheme @bankofmaharashtra.in
Special Features Added:
- No Margin Money. Up to 100% financing (for Premier institutions)
- NO collateral security (for Premier institutions).
- ROI concession to Girl students.
- Instant In-principle sanction before registration in Institutions.
- Longer repayment period of up to 15 years (Excluding Moratorium) to reduce the EMI burden.
- The loan will cover tuition fees, hostel fees, the cost of books, etc.
Special Education Loan Schemes:-
- Model Education Loan Scheme
- Maha Scholar Education Loan Scheme
- Maha Bank Skill Loan Scheme
- Interest subsidies scheme for Education Loans
Calculate EMI – https://bankofmaharashtra.in/educationloan-emi-calculator
Click Here to Apply in Vidya Lakshmi Portal – https://www.vidyalakshmi.co.in/
Website – https://bankofmaharashtra.in/educational-loans
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