Punjab Krishi Fasal Rin Mafi Yojana 2022-23: कर्ज माफी किसान योजना

Punjab Krishi Fasal Rin Mafi Yojana 2022-23 | पंजाब कर्ज माफी किसान योजना 2021 | Punjab Crop Loan Waiver Scheme| पंजाब कृषि ऋण माफी लिस्ट 2021-22 | Kisan Karz Mafi List | Krishi Fasal Rin Mafi Yojana in Hindi


The Punjab government launched “Krishi Fasal Rin Mafi Yojana“. According to the information, the banks began preparing a list of farmers in small and marginal areas. This list will include the names of these farmers who have a loan of up to Rs. 2 lakh.

At the beginning of the scheme, loans will be assigned to cooperative and commercial bank accounts. Therefore, the government also created an investigation committee tasked with implementing the plan and properly monitoring it.

Punjab Krishi Fasal Rin Mafi Yojana 2022

The Punjab government has allocated 520 crores to waive the debts of landless farmers in its 2021-2022 budget. Let us tell you that the Punjab government has issued Rs. 4600+ crore to farmers in the last budget.

The Punjab state government is set to launch a 2017 crop loan exemption plan for small and marginal farmers across the state. In June, the government issued an announcement that agricultural loans of up to Rs. 2 lakh would be ceded to small and marginal farmers.

Note: – These farmers feel that their name is not on the debt forgiveness list. And you are in his domain. Therefore, farmers can submit a written request to the District Commissioner.

Main Points of Punjab Fasal Rin Mafi Yojana

Name of schemeKrishi Fasal Rin Mafi Yojana (Punjab Kisan Loan Waiver Scheme)
declareChief Minister Captain Amarinder Singh
BeneficiarySmall and marginal farmers
Number of beneficiariesAround 10.25 lakhs
Loan waiver amount2 lakh rupees
Total outstanding loan amount59,621 crores

Punjab Krishi’s goals Fasal Rin Mafi Yojana

  • A cabinet sub-committee has already been formed to amend this law.
  • 10.25 lakh farmers will benefit including 8.75 lakh farmers with up to 5 acres.
  • Crop debt was one of the major election promises to Congress.
  • According to a congressional statement, agricultural loans of 9.80 lakh farmers will be assigned in different categories.

Benefits of Punjab Scheme Debt Relief Planner

  • Punjab government debt forgiveness based on the report of the committee headed by T-Haq.
  • The government ceded crop loans to two small farmers, a five-acre lakh.
  • Other farmers have been exempt from loan exemption of Rs. 2 lakh on the loan amount.
  • This would benefit 10 lakh 25,000 Punjab farmers.
  • Of these, 8.75 farmers own a lakh of up to five acres.
  • Along with this, the government also provided relief to the families of farmers who committed suicide because of the debt.
  • Regarding loans obtained from non-institutional sources, CM said that for this purpose, the Punjab Agricultural Credit Law will be amended.

Banks covered by the crop loan waiver Scheme

पंजाब कृषि ऋण माफी योजना के अंतर्गत आने वाले बैंक – Punjab Krishi Fasal Rin Mafi Yojana will cover crop loans distributed to farmers in the state by the following lending institutions.

  • Commercial bank scheduled
  • Cooperative credit institutions (including urban cooperative banks and regional rural banks)
  • Public sector banks and private banks
  • If the farmer obtained loans from more than one financial institution or bank. Thus, the first priority will be given to cooperative institutions, second to public sector banks, and third to commercial banks.

Punjabi Krishi Fasal Rin Mafi Yojana 2022 Form

The Punjab Waiver Scheme or the Agricultural Loan Exemption Scheme has not yet been launched. There is also no information about the registration application form and the registration process involving the Punjab state government.

We hope that the government will soon provide all the information related to this. Once we have the information related to the application/registration process, we will update it in this article.

Read More:

[PMKSY] Pradhan Mantri Krishi Sinchayee Yojana: Online Application Form
प्रधानमंत्री स्वामित्व योजना ऑनलाइन पंजीकरण PM Swamitva Yojana Official Website

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