Pashu Kisan Credit Card Yojana Haryana 2024 | Check Animal Farmer Credit Card Loan Amount | Apply for Haryana Cattle Credit Card | Apply for Online Pashu Kisan Credit Card | Pashu Kisan Credit Card in Hindi
Pashu Kisan Credit Card Haryana was launched by the Ministry of Animal Husbandry and Agriculture. Under this scheme, the state people with a cow will be given a loan of Rs 40,783 on a cow by the state government and a loan of Rs. 60,249 for buffalo farmers. All Haryana ranchers can take advantage of this animal credit card scheme.
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Pashu Kisan Credit Card Yojana Details
Farmers will need to obtain a Pashu credit card to take advantage of this scheme. With the help of this card, you can get a loan for your animal husbandry. A loan of Rs. 40,783 to be given to a cow will be given to farmers through a credit card in 6 equal installments of Rs. 6,797 per month.
This way, within 6 months, the total amount of Rs. 40,783 will be returned to you with a one-year gap with an annual interest of 4%. Under this Pashu Credit Scheme 2024, the time period for a 1-year refund for the cardholder will start from the day it receives the first payment.
Pashu Kisan Credit Card New Update 2024 – पशु किसान क्रेडिट कार्ड योजना
As you all know, under the Pashu Kisan credit card scheme, farmers are given loans to purchase animals. Because of the increase in farmers’ income. The Haryana government has decided to give Pashu Kisan credit cards to 1 lakh farmers till Independence Day (15th August 2020) after which 7 lakh more credit cards will be given. In Haryana, 36 dairy cattle with 16 families lakh. The government is trying to increase farmers’ income through this scheme.
Through this Pashu Kisan Credit Card scheme, a minimum amount of interest must be paid on the loan amount. Under this scheme, an interest of 7 percent is given on the loan. Of this 7%, 3% central government gives subsidies and 4% of the Haryana government gives a discount. Under this scheme, a loan of up to €300,000 can be taken and a loan of up to €160,000 can be taken without any collateral.
Main Features of the Animal Farm Credit Card Plan
The main features of the Animal Farm Credit Card are as follows:
- An animal farm credit card holder can take up to 1,60,000 rupees from any bank without a pledge. If one rupee is more than that, an additional guarantee will be required.
- The loan will be given by all banks to the animal farm credit card holder with a simple interest rate of 7% annually.
- Upon timely payment of this interest rate of seven percent, a loan of up to three rupees of lakh is given by the government of India at the interest rate of three percent.
- Pashu Kisan credit cardholders can take advantage of loans with more than three arrears, at a rate of 12 percent per annum for simple interest.
- The loan amount that the contractor takes can be taken from time to time as needed, and it can be deposited according to his convenience.
Benefits of the Haryana Kisan Credit Card
हरियाणा किसान क्रेडिट कार्ड के लाभ – Farmers will get the following benefits under this scheme:
- An animal farmer’s credit cardholder can get a loan of up to Rs. 1,60,000 from any bank without a commitment. However, if it is more than one rupee, an additional guarantee will be required.
- The loan will be given by all banks to the animal farm credit card holder with a simple interest rate of 7% annually.
- When you pay this 7% interest rate on time, a grant of a 3% interest rate is given by the government of India on the loan amount of up to 3 rupees.
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- A Pashu Kisan credit card holder can take out a loan with more than 3 late dues of 12% per annum.
- According to the different categories of animals and the duration of the financial range, livestock will be given equal loans every month according to the financial period.
Beneficiaries of Pashu Kisan Credit Card – पाशु किसान क्रेडिट कार्ड के लाभार्थी
| Area | beneficiary |
| Fisheries | Self Help GroupFish Farmer (Individual, Partners, Groups, Tenant Farmer & Sharecropper)Women GroupsJoint Liability Group |
| Marine Fish Farming | Self Help GroupFish Farmer (Individual, Partners, Groups, Tenant Farmer & Sharecropper)Women GroupsJoint Liability Group |
| Poultry | Farmer Poultry Farm (Individual or Joint Borrower)Joint Liability GroupSelf Help Group (Tenant Farmer of Goat, Sheep, Poultry, Pigs, Rabbits, Birds, etc.) |
| Dairy | Farmer Dairy Farmers (Individual or Joint Borrower)Joint Liability GroupSelf Help Groups (tenant farmer having owned/leased sheds) |
Required Documents
- The applicant must be a permanent resident of Haryana
- Aadhar Card, Pan Card, Voter ID Card
- Mobile Phone Number
- A passport-sized photo
Top banks offering Pashu Kisan Credit Card
- State Bank Of India
- Punjab National Bank
- HDFC bank
- Axis Bank
- Bank Of Baroda
- ICICI Bank etc.
Pashu Kisan Credit Card Loan Amount
- For cows- ₹ 40,783/-
- For buffalo- ₹ 60,249/-
- For Sheep and Goats – ₹ 4,063/-
- For poultry farming – ₹ 720/-
How to apply online for Pashu Kisan Credit Card 2024?
- Interested beneficiaries from Haryana state want a Pashu credit card that is made under this scheme, and then they have to go to the nearest bank and apply.
- Before applying, you will have to go to the bank with all the necessary documents. After that, you should go and take the application form.
- Then the application form must carefully fill out all required information After submitting the application form to your documents, the Adhaar card, the pan card, and the voter ID card must be submitted to the bank official attached with the application copy, etc.
- After verifying the order form, you will be given an animal credit card within one month.
After that, the “Pashu Kisan Credit Card” will be issued to you by the bank. It is worth noting that the state of Haryana has become the first state in the country, where a farmer credit card system has been implemented to encourage animal husbandry and agribusiness.
This is an initiative of the government of Chief Minister Manohar Lal Khattar. This will encourage farmers and become self-sufficient. Click on the link below for information on Swadishi’s original business idea as part of India’s self-reliant campaign.
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