What is e-RUPI – Know All About The New Digital Payment and List of banks | Download App

Complete Information of e-RUPI New Digital Payment 2024 | ई-आरयूपीआई (e-RUPI) क्या है ? कैसें काम करता है? – नए डिजिटल भुगतान और बैंकों की सूची के बारे में सब कुछ जानें in Hindi | Download e Rupi App | How to eRUPI e-Voucher Redeem | e RUPI Features & Working Process | Download E-RUPI Mobile Application

Dear readers, Prime Minister Narendra Modi will launch an e-RUPI New Digital Payment / ई-आरयूपीआई नया डिजिटल भुगतान cashless payment solution, which will work on the basis of electronic e-vouchers. The system was developed by the National Payments Corporation of India (NPCI) in collaboration with the Department of Financial Services, the Ministry of Health, and the National Health Authority. e-RUPI (रूपी) is a cashless and contactless digital payment method, which will be delivered to the beneficiaries’ mobile phones in the form of an SMS or QR code string.

The Prime Minister has always championed digital initiatives. Over the years, many programs have been launched to ensure that benefits reach their intended beneficiaries in a targeted and leak-proof manner, with limited points of contact between the government and the beneficiary. The concept of e-vouchers drives this vision of good governance.

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What is e-RUPI and How Will It Work? – ई-रूपी क्या है? कैसें काम करता है?

About e-RUPI in Details

e-RUPI is a cashless and contactless digital payment tool option. It is a QR code or e-voucher based on an SMS thread, which is delivered to the mobile phone of the recipients. Users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments application, or access to the service provider’s online banking services. It was developed by the National Payments Corporation of India on its UPI platform, in association with the Department of Financial Services, the Ministry of Health and Family Welfare, and the National Health Authority.

e-RUPI connects service sponsors with beneficiaries and service providers in a digital way without any physical interface. It also ensures that payment to the service provider is made only after the transaction is completed. Since they are prepaid in nature, they ensure timely payment to the service provider without the involvement of any intermediary.

It is expected to be a revolutionary initiative in the direction of ensuring the provision of leak-proof social welfare services. It can also be used to provide services under schemes aimed at providing medicines and nutritional support under mother and child care schemes, TB eradication programs, medicines, and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies, etc. The sector can take advantage of these digital vouchers as part of its employee welfare and CSR programs.

[#eRUPI] Latest and Upcoming Updates News of eRUPI Digital Payment

Prime Minister Shri Narendra Modi will launch e-RUPI, a people-and-purpose digital payment solution on August 2, 2021, at 4:30 pm via video conferencing.

What is e-RUPI in Hindi – भारतीय राष्ट्रीय भुगतान निगम ने कैशलेस लेनदेन के लिए एक नई योजना शुरू की है। ई-रुपया योजना (ई-आरयूपीआई) वर्तमान में उपलब्ध भुगतान विधियों की तुलना में कैशलेस और संपर्क रहित तरीके से सरल तरीके से पेश की जाएगी।

ई-रूपी रुपये भुगतान में, नकद भुगतान लाभार्थी के मोबाइल फोन पर एक इलाज कोड या एसएमएस स्ट्रिंग वाउचर (Vouchers)के माध्यम से भेजा जाता है। प्रधानमंत्री कार्यालय ने एक बयान में कहा कि लाभार्थी जहां चाहे वाउचर या क्यूआर कोड का इस्तेमाल कर सकता है। केंद्र ने डिजिटल लेनदेन में और तेजी लाने के लिए प्रक्रिया के हिस्से के रूप में ई-रुपये प्रणाली के कार्यान्वयन की घोषणा की है।

Highlights Of e-RUPI Digital Payment

Article Name	e-RUPI Digital Payment
Launched By	Government Of India
Beneficiary	Citizens Of India
Objective	To Provide Cashless And Contactless Instrument For Making Digital Payments
Official Website	https://www.npci.org.in/

How Will These Vouchers Be Issued?

The system is built by NPCI on its UPI platform and the banks that will be the issuing entities have been included. Any company or government agency will have to contact partner banks, which are both private and public sector or lenders, with details of specific people and the purpose for which the payments are to be made. Beneficiaries will be identified using their mobile phone number and the assigned voucher will be delivered by the bank to the service provider in the name of a specific person to that person only.

• The e-RUPI digital payment system is developed by the National Payment Corporation of India on its UPI platform.
• The NPCI has ascended the banks to the banks which will be the authority to issue the voucher.
• The company or government agency is required to contact the partner bank (both private and public lenders) along with the details of the specific person and the purpose for which the payment is to be made.
• Beneficiaries will be identified using their mobile phone number voucher assigned by the bank.
• This platform will be our revolutionary digital initiative that will improve the standard of living and facilitate payment procedures.

Benefits of the e-RUPI Payment Platform

• Recipients of the one-time seamless payment arrangement, e-RUPI, will be able to receive the voucher amount at a service provider center without the need for a card, digital payment application, or access to online banking.
• e-RUPI connects service sponsors to beneficiaries and service providers in a digital manner without any physical interface, ensuring that payment to the service provider is only made after the transaction is completed.
• They are prepaid, which makes it possible to make timely payments to the service provider without the intervention of any intermediary.
• The government digital payment platform aims to provide a revolutionary initiative toward ensuring the provision of corruption-free social welfare services.
• Apart from regular payments, it can also be used for services under schemes like the provision of medicines and food assistance under mother and child care schemes, tuberculosis TB eradication programs, medicines, and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidy, etc.

e-RUPI connects sponsors of the services with the beneficiaries and service providers in a digital manner without any physical interface. It also ensures that payment is made only after the transaction is completed

Read: https://t.co/LA4CU20Hgk pic.twitter.com/SiwK3QWppQ

— PIB India (@PIB_India) August 1, 2021

Benefits for Consumers	Payment processes are contactless only have to follow a two-step redemption process need to have any kind of digital payment app or bank account consumer is not required to share his or her personal details In order to maintain privacy
Benefits for Hospitals	The voucher is prepaid hence the payment process is completely secure voucher can be redeemed in a few steps hospitals are not required to handle cash hence hassle-free and contactless payments can be ensured voucher is authorized through a verification code which makes the payment process easy and secure
Benefits for Corporates	The well-being of employees can be enabled by the corporate voucher distribution is quick, and safe, and the contactless issuer can track the voucher redemption leads to cost reduction because the transactions are digital and don’t require any physical issuance

Important Points for the New Digital Payment of e-RUPI

Some of the benefits of e-RUPI are:

• eRUPI is a cashless and contactless digital payment.
• It connects service sponsors and beneficiaries digitally.
• Ensures leak-proof delivery for various care services.
• It is a QR code or electronic voucher based on an SMS thread, which is delivered to the mobile phone of the recipients.
• Users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app, or access to online banking, at the service provider.
• e-RUPI connects service sponsors with beneficiaries and service providers in a digital way without any physical interface.
• It also ensures that payment to the service provider is made only after the transaction is completed.
• Since they are prepaid in nature, they ensure timely payment to the service provider without the involvement of any intermediary.
• These digital vouchers can also be used by the private sector for employee welfare and corporate social responsibility programs.

योजनाओं का लाभ अंतिम जन तक पहुँचाने की दिशा में एक और उत्कृष्ट पहल #eRUPI को माननीय प्रधानमंत्री श्री नरेन्द्र मोदी 2 अगस्त, 4:30 बजे देश को समर्पित करेंगे। #eRUPI, NPCI द्वारा विकसित एक प्रीपेड e-Voucher है।
कार्यक्रम लाइव देखें: https://t.co/AAWdZhqFmf पर@NPCI_NPCI @PMOIndia pic.twitter.com/F9tZq71lZZ

— National Health Authority (NHA) (@AyushmanNHA) July 31, 2021

What is the importance of e-RUPI and how is it different from digital currency?

The government is already working on developing a central bank digital currency, and the launch of e-RUPI will likely highlight the gaps in the digital payments infrastructure that will be essential to the success of the future digital currency. In fact, e-RUPI is still backed by the current Indian Rupee as the primary asset, and the specificity of its purpose makes it different from virtual currency and brings it closer to a coupon-based payment system.

How to Use e-RUPI Vouchers and a List of Banks

These coupons are similar in nature to prepaid e-gift cards. The card code can be shared either by SMS or the OR code can be shared. These e-vouchers will be personal and purpose-specific. For example, if you have an e-RUPI coupon for the Covid-19 vaccine, it should only be redeemed for vaccines.

According to the National Health Authority (NHA), there are eight banks already living with e-RUPI, including State Bank of India, HDFC Bank, Axis Bank, Punjab National Bank, Bank of Baroda, Canara Bank, IndusInd Bank, and ICICI Bank.

Participants in UPI

• Payer PSP
• Payee PSP
• Remitter Bank
• Beneficiary Bank
• NPCI
• Bank Account holders
• Merchants

List Of e-RUPI Live Banks

UPI Bank/PPI Live: 399 (64-PSP & 335-Issuer)

Sr. No.	Bank Name	Details
1	Axis Bank	PSP & Issuer
2	Bank of Baroda	PSP & Issuer
3	Bank of Maharashtra	PSP & Issuer
4	Canara Bank	PSP & Issuer
5	Catholic Syrian Bank	PSP & Issuer
6	Central Bank of India	PSP & Issuer
7	DBS Digibank	PSP & Issuer
8	Federal Bank	PSP & Issuer
9	HDFC Bank	PSP & Issuer
10	HSBC	PSP & Issuer
11	ICICI Bank	PSP & Issuer
12	IDBI Bank	PSP & Issuer
13	IDFC Bank	PSP & Issuer
14	Indian Bank	PSP & Issuer
15	Indian Overseas Bank	PSP & Issuer
16	IndusInd Bank	PSP & Issuer
17	Karnataka Bank	PSP & Issuer
18	Karur Vysya Bank	PSP & Issuer
19	Kotak Mahindra Bank	PSP & Issuer
20	Punjab & Sind Bank	PSP & Issuer
21	Punjab National Bank	PSP & Issuer
22	RBL Bank	PSP & Issuer
23	South Indian Bank	PSP & Issuer
24	Standard Chartered Bank	PSP & Issuer
25	State Bank of India	PSP & Issuer
26	TJSB Bank	PSP & Issuer
27	UCO Bank	PSP & Issuer
28	Union Bank of India	PSP & Issuer
29	Yes Bank	PSP & Issuer
30	Bank of India	PSP & Issuer
31	City Union Bank	PSP & Issuer
32	Jammu & Kashmir bank	PSP & Issuer
33	Janta Sahakari Bank Pune	PSP & Issuer
34	Equitas small finance bank	PSP & Issuer
35	Airtel Payments Bank	PSP & Issuer
36	Fino Payments Bank	PSP & Issuer
37	Paytm Payments Bank	PSP & Issuer
38	Bandhan Bank	PSP & Issuer
39	Jio Payments Bank	PSP & Issuer
40	Dhanlaxmi Bank	PSP & Issuer
41	India Post Payments Bank	PSP & Issuer
42	ESAF Small Finance Bank	PSP & Issuer
43	AU Small Finance Bank	PSP & Issuer
44	Dombivli Nagri Sahakari Bank	PSP & Issuer
45	NSDL Payments Bank	PSP & Issuer
46	SBM Bank	PSP & Issuer
47	Utkarsh Small Finance Bank	PSP & Issuer
48	Cosmos Co-op Bank	PSP & Issuer
49	The Surat Peoples Co-op Bank	PSP & Issuer
50	Jana Small Finance Bank	PSP & Issuer
51	Tamilnad Mercantile Bank	PSP & Issuer
52	CITI Bank	PSP & Issuer
53	Deutsche Bank	Issuer
54	A P Mahesh Co-operative Urban Bank Ltd	Issuer
55	DCB Bank	Issuer
56	Saraswat Bank	Issuer
57	Apna Sahakari Bank Ltd	Issuer
58	Vasai Vikas sahakari bank ltd	Issuer
59	Thane Bharat Sahakari Bank	Issuer
60	Mehasana Urban co op Bank	Issuer
61	GP Parsik	Issuer
62	Kalyan Janta Sahakari	Issuer
63	Rajkot Nagrik sahakari Bank	Issuer
64	Maharashtra Gramin Bank	Issuer
65	Gujarat State Co-operative Bank	Issuer
66	Hasti Co-op Bank	Issuer
67	GS Mahanagar Co op Bank(MAHANAGR BANK IN MAIN DATA BANK)	Issuer
68	Karnataka Vikas Gramina Bank	Issuer
69	Andhra Pragathi Gramina Bank	Issuer
70	Kallapanna Arwade Ichalkaranji Janata sahakari Bank	Issuer
71	Kerala Gramina Bank	Issuer
72	Pragathi Krishna Gramin Bank	Issuer
73	Andhra Pradesh Gramin Vikas Bank	Issuer
74	Chhatisgarh Rajya Gramin Bank	Issuer
75	Telangana Gramin Bank	Issuer
76	Saurashtra Gramin Bank	Issuer
77	Meghalaya Rural Bank	Issuer
78	Uttarakhand Gramin Bank	Issuer
79	Jharkhand Rajya Gramin Bank	Issuer
80	Rajasthan Marudhar Gramin Bank	Issuer
81	Mizoram Gramin Bank	Issuer
82	Bassein Catholic Co-operative Bank	Issuer
83	Assam Gramin Vikas Bank	Issuer
84	Jalgaon Janta co op Bank	Issuer
85	The Vishweshwar Sahakari Bank Limited	Issuer
86	Tripura Gramin Bank	Issuer
87	Manipur Gramin Bank	Issuer
88	Chaitanya Godavari Gramin Bank	Issuer
89	SVC Bank	Issuer
90	Baroda Gujarat Gramin Bank	Issuer
91	Baroda Rajasthan Kshetriya Gramin Bank	Issuer
92	The Sutex Co-Op Bank	Issuer
93	NKGSB Co-op Bank	Issuer
94	Ujjivan Small Finance Bank	Issuer
95	Baroda Uttar Pradesh Gramin bank	Issuer
96	Samruddhi Co-operative Bank Ltd	Issuer
97	The Varanchha Co-Op Bank Ltd	Issuer
98	Urban Co-op BankLtd, Dharangaon	Issuer
99	Suco Souharda Sahakari Bank Ltd	Issuer
100	Sarva Haryana Gramin Bank	Issuer
101	Telangana State Co-op Apex Bank	Issuer
102	Andhra Pradesh State Cooperative Bank	Issuer
103	Maharashtra State Cooperative Bank	Issuer
104	Paschim Banga Gramin Bank	Issuer
105	Bhilwara Urban Co-operative Bank Ltd	Issuer
106	Suvarnayug Sahakari Bank Ltd.	Issuer
107	The Udaipur Mahila Urban Co-Operative Bank Ltd.	Issuer
108	Maratha Cooperative Bank Ltd	Issuer
109	The Vijay Co-operative Bank Ltd, Ahmedabad	Issuer
110	The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd.	Issuer
111	Prathama UP Gramin Bank	Issuer
112	The Muslim Cooperative Bank Ltd	Issuer
113	Hutatma Co-Op Bank Ltd	Issuer
114	Punjab Gramin Bank	Issuer
115	Abhyudaya Co-op Bank Ltd	Issuer
116	Nainital Bank Ltd	Issuer
117	Himachal Pradesh Gramin Bank	Issuer
118	The Ahmedabad Mercantile Coop bank	Issuer
119	The Ahmedabad District Coop bank	Issuer
120	Madhya Bihar Gramin Bank(Dakshin Bihar Gramin Bank )	Issuer
121	Adarsh Cooperative Bank Ltd	Issuer
122	Suryoday Small Finance Bank Ltd	Issuer
123	Shree Kadi Nagarik Sahakari Bank Ltd	Issuer
124	J & K Grameen Bank	Issuer
125	The Municipal Co-op Bank	Issuer
126	The Malad Sahakari Bank	Issuer
127	The Baroda Central Co-op Bank Ltd	Issuer
128	Fincare Small Finance Bank	Issuer
129	Kalupur Commercial Bank	Issuer
130	Patan Nagrik Sahakari Bank	Issuer
131	Sarvodaya Commercial Co-operative Bank	Issuer
132	Sindhudurg Co-op Bank	Issuer
133	Bharat Co-op Bank(Mumbai)	Issuer
134	Vikas Souharda Co-op Bank	Issuer
135	Shri Arihant Co-operative Bank Ltd	Issuer
136	The Udaipur Urban Co-Operative Bank Ltd.	Issuer
137	Sandur Pattana Souharda Sahakari Bank	Issuer
138	Nutan NagrikSahakari Bank	Issuer
139	The SSK Co-op Bank	Issuer
140	The Ahmednagar Merchants Co-op Bank Ltd	Issuer
141	The Baramati Sahakari Bank Ltd	Issuer
142	Shri Veershaiv Co-op Bank Ltd.	Issuer
143	The Sabarkantha district Central Coop Bank Ltd	Issuer
144	Priyadarshini Nagari Sahakari Bank Ltd Jalna	Issuer
145	The Satara District Central Co-operative Bank Ltd.	Issuer
146	The Kaira District Central Co-Op. Bank Ltd.	Issuer
147	The Banaskantha District Central Co-Op. Bank Ltd.	Issuer
148	The Visakhapatnam Cooperative Bank Ltd.	Issuer
149	Bhagini Nivedita Sahakari Bank Ltd,Pune	Issuer
150	The Anand Mercantile Co-Op. Bank Ltd.	Issuer
151	Citizen Co-operative Bank Ltd – Noida	Issuer
152	Shri Rajkot District Co-op Bank Ltd	Issuer
153	Krishna Bhima Samruddhi Local Area Bank	Issuer
154	Chartered Sahakari Bank Niyamitha	Issuer
155	Sterling Urban Co-operative Bank Ltd	Issuer
156	Capital Small Finance Bank	Issuer
157	Kokan Mercantile Co-operative Bank Ltd	Issuer
158	Pune Cantonment Sahakari Bank Ltd	Issuer
159	Rani Channamma Mahila Sahakari Bank Belagavi	Issuer
160	The Gadchiroli District Central Co-operative Bank	Issuer
161	Fingrowth Co-operative Bank Ltd	Issuer
162	The Banaskantha Mercantile Co-operative Bank Limited	Issuer
163	Bank of America NA	Issuer
164	Nagarik Sahakari Bank Maryadit, Vidisha	Issuer
165	Jalna Merchant’s Cooperative Bank Ltd., Jalna	Issuer
166	The Darussalam Cooperative Urban Bank Ltd	Issuer
167	The Gayatri Co-operative Urban Bank Ltd	Issuer
168	Janaseva Sahakari Bank Ltd Pune	Issuer
169	Janakalyan Sahakari Bank	Issuer
170	The Himachal Pradesh State Co-operative Bank Ltd	Issuer
171	Sri Vasavamba Cooperative Bank Ltd	Issuer
172	Pali Urban Co-operative Bank Ltd	Issuer
173	Manvi Pattana Souharda Sahakari Bank NI	Issuer
174	Jivan Commercial Co-operative Bank Ltd	Issuer
175	Shree Dharati Co-operative Bank Ltd	Issuer
176	Coastal Local Area Bank Ltd	Issuer
177	Citizens Co-operative Bank Ltd	Issuer
178	Shri Chhatrapati Rajarsshi Shahu Bank	Issuer
179	The Kanakmahalakshmi Co-operative Bank Ltd	Issuer
180	The Pochampally Co-operative Urban bank Ltd	Issuer
181	The Surat District Co-op Bank Ltd.	Issuer
182	Yadagiri Lakshmi Narasimha Swamy Co-Op Urban Bank Ltd	Issuer
183	The Modasa Nagarik Sahakari Bank Limited	Issuer
184	Shri Mahila Sewa Sahakari Bank Limited	Issuer
185	Kolhapur District Central Co-operative Bank Limited	Issuer
186	Smriti Nagrik Sahakari Bank Maryadit, Mandsaur	Issuer
187	Indore Paraspar Sahakari Bank Ltd	Issuer
188	Samarth Sahakari Bank Limited	Issuer
189	Associate Co-operative Bank Limited, Surat	Issuer
190	Shri Basaveshwar Sahakari Bank Niyamit, Bagalkot	Issuer
191	The Adarsh Urban Co-op. Bank Ltd., Hyderabad	Issuer
192	The Vallabh Vidyanagar Commercial Co-operative Bank Ltd	Issuer
193	Malviya Urban Co-operative Bank Limited	Issuer
194	Sri Rama Co-operative Bank Ltd	Issuer
195	Model Co-operative Bank Limited	Issuer
196	The Merchants Souharda Sahakari Bank Ltd	Issuer
197	Prime Co-operative Bank Ltd.	Issuer
198	Shivalik Small Finance Bank	Issuer
199	Saibaba Nagari Sahakari Bank Maryadit	Issuer
200	Madhya Pradesh Rajya Sahakari Bank Maryadit	Issuer
201	Mann Deshi Mahila Sahkari Bank Limited	Issuer
202	Shree Mahavir Sahakari Bank Ltd	Issuer
203	The New Urban Co-Operative Bank Ltd.Rampur	Issuer
204	North East Small Finance Bank Limited	Issuer
205	The Akola District Central Cooperative Bank Ltd	Issuer
206	Irinjalakuda Town Co-Operative Bank Ltd	Issuer
207	Surat National Co-operative Bank Limited	Issuer
208	The Sirsi Urban Sahakari Bank Limited	Issuer
209	VIKRAMADITYA NAGRIK SAHAKARI BANK	Issuer
210	The Rajkot Commercial Co-op Bank Ltd.	Issuer
211	Sadhana Sahakari Bank Ltd Pune	Issuer
212	The Eenadu Coop Urban Bank Ltd	Issuer
213	Chhattisgarh Rajya Sahakari Bank Mydt	Issuer
214	Sardar Vallabhbhai Sahakari Bank Ltd	Issuer
215	Lonavala Sahakari Bank Ltd	Issuer
216	The Godhra Urban Coop Bank Ltd	Issuer
217	Vaishya Nagari Sahakari Bank Ltd Parbhani	Issuer
218	Kolhapur Mahila Sahakari Bank Ltd.	Issuer
219	Rajgurunagar Sahakari Bank Ltd.	Issuer
220	The Jalgaon Peoples Co-op Bank Ltd.	Issuer
221	Bhadradri Co-operative Urban Bank	Issuer
222	Shree Panchganga Nagari Sahakari Bank Ltd	Issuer
223	The Kakatiya Co-operative Urban Bank Limited	Issuer
224	Shri Janata Sahakari Bank Limited, Halol	Issuer
225	The Dahod Urban Co-operative Bank Limited	Issuer
226	The Sarvodaya Nagrik Sahakari Bank Limited	Issuer
227	Deogiri Nagari Sahakari Bank Ltd Aurangabad	Issuer
228	Navi Mumbai Co-operative Bank Limited	Issuer
229	Ambajogai Peoples Co-operative Bank Limited	Issuer
230	Mahesh Sahakari Bank Limited	Issuer
231	The Bhagyodaya Co-operative Bank Limited	Issuer
232	The Khamgaon Urban Co-operative Bank Ltd, Khamgaon	Issuer
233	The Kolhapur Urban Cooperative Bank Ltd., Kolhapur	Issuer
234	The Sardar Bhiladwala Pardi People’s Co-Op. Bank Ltd.	Issuer
235	The Saurashtra Co-operative Bank Ltd., Ahmedabad	Issuer
236	Tirupati Urban Co-operative Bank Limited	Issuer
237	The Kranthi Co-operative Urban Bank Limited	Issuer
238	Rajarshi Shahu Sahakari Bank Limited	Issuer
239	Karnataka Mahila Sahakara Bank Niyamitha	Issuer
240	The Karnataka State Co-operative Apex Bank Limited	Issuer
241	Sree Charan Souhardha Co-operative Bank Limited	Issuer
242	The Jamkhandi Urban Co-operative Bank Ltd	Issuer
243	Amreli Jilla Madhyastha Sahakari Bank Ltd	Issuer
244	Saraspur Nagrik Co-operative Bank Ltd	Issuer
245	The Co-operative Bank of Mehsana Ltd	Issuer
246	The Mandvi Nagarik Sahakari Bank Ltd	Issuer
247	Jijamata Mahila Sahakari Bank Ltd	Issuer
248	Sri Sudha Cooperative Bank Ltd	Issuer
249	The Gandhinagar Nagrik Cooperative Bank Ltd	Issuer
250	THE DAHOD MERCANTILE CO-OP BANK LTD	Issuer
251	Kankaria Mainagar Nagrik Sahakari Bank Ltd	Issuer
252	Akhand Anand Co.op Bank Ltd	Issuer
253	The Surat Mercantile Coop Bank Ltd	Issuer
254	Dhanera Mercantile Co-operative Bank Ltd	Issuer
255	Shri Bharat Urban Co-operative Bank Ltd Jaysingpur	Issuer
256	Mahanagar Nagrik Sahakari Bank Maryadit	Issuer
257	Veerashaiva Sahakari Bank Ltd	Issuer
258	Colour Merchants Co-operative Bank Ltd	Issuer
259	The Pratap Co-operative Bank Ltd	Issuer
260	Nagrik Sahakari Bank Maryadit Gwalior	Issuer
261	Vaishya Sahakari Bank Ltd Mumbai	Issuer
262	The Agrasen Co-operative Urban Bank Ltd	Issuer
263	The Navnirman Co-operative Bank	Issuer
264	Dattatraya Maharaj Kalambe Jaoli Sahakari	Issuer
265	Textile Traders Co-operative Bank Limited	Issuer
266	The Junagadh Commercial Co-op Bank Ltd	Issuer
267	Sundarlal Sawaji Urban Co-Op Bank Ltd	Issuer
268	The Nandura Urban Coop Bank Ltd Nandura	Issuer
269	The Greater Bombay Co-operative Bank Limited	Issuer
270	Ajanta Urban Co-Op Bank ltd	Issuer
271	The Thane Dist. Central Co-op. Bank Ltd	Issuer
272	Arvind Sahakari Bank Ltd	Issuer
273	Pune Urban Co-operative Bank Ltd	Issuer
274	POORNAWADI NAGRIK SAHAKARI BANK M.BEED.	Issuer
275	Deendayal Nagari Sahakari Bank Ltd	Issuer
276	Himatnagar Nagarik Sahakari Bank Ltd	Issuer
277	The Business Co-Operative Bank Ltd	Issuer
278	Dapoli Urban Co Op Bank Ltd Dapoli	Issuer
279	SAMATA SAHAKARI BANK LTD	Issuer
280	The Kodungallur Town Co-operative Bank Ltd	Issuer
281	THE KARNAVATI CO.OP. BANK LTD	Issuer
282	THE BARODA CITY CO-OPERATIVE BANK LTD	Issuer
283	THE MAHARASHTRA MANTRALAYA & ALLIED OFFICES CO-OPERATIVE BANK LTD MUMBAI	Issuer
284	The Gandevi Peoples Co-Operative Bank Limited	Issuer
285	PUNE PEOPLES CO-OP.BANK LTD.td>	Issuer
286	Baran Nagrik Sahkari Bank Ltd	Issuer
287	THE MAHAVEER CO-OPERATIVE BANK LTD	Issuer
288	BALOTRA URBAN CO-OPERATIVE BANK LTD	Issuer
289	The Sangamner Merchants Co-op Bank Ltd	Issuer
290	Rajkot Peoples Cooperative Bank Ltd	Issuer
291	Shree Mahalaxmi Urban Co-op Credit Bank Ltd.	Issuer
292	The Udupi Co-operative Town Bank Ltd – Udupi	Issuer
293	Shree Basaveshwar Urban Co-op Bank Ltd Ranebennur	Issuer
294	THE PANCHMAHAL DISTRICT CO-OPERATIVE BANK LTD	Issuer
295	VALMIKI URBAN CO-OP BANK LTD – PATHRI	Issuer
296	The Chembur Nagarik Sahakari Bank	Issuer
297	Indrayani Co-operative Bank Ltd	Issuer
298	The Commercial Cooperative Bank Limited	Issuer
299	Bhavnagar District Co-Op Bank Ltd	Issuer
300	The Rajasthan State Co-operative Bank Ltd	Issuer
301	The National Co-operative Bank Ltd	Issuer
302	Shri Mahalaxmi Co-op Bank Ltd Kolhapur	Issuer
303	The Jampeta Co-operative Urban Bank Ltd	Issuer
304	Sudha Co-operative Urban Bank Ltd	Issuer
305	People’s Urban Co-operative Bank Ltd	Issuer
306	The Pavana Sahakari Bank Ltd	Issuer
307	Mansing Co-operative Bank Ltd.	Issuer
308	Dausa Urban Cooperative Bank Ltd	Issuer
309	Indore Premier Co-operative Bank Ltd Indore	Issuer
310	JILA SAHKARI KENDRIYA BANK MARYADIT KHARGONE	Issuer
311	The Junagadh Jilla Sahakari Bank Ltd	Issuer
312	The Kodinar Taluka Cooperative Banking Union Ltd	Issuer
313	Ambarnath Jai Hind Cooperative Bank Ltd.	Issuer
314	Bicholim Urban Cooperative Bank	Issuer
315	Bombay Mercantile Co-Op Bank Ltd	Issuer
316	Rajarambapu Sahakari Bank Ltd	Issuer
317	Jila Sahakari Kendriya Bank Maryadit Raipur	Issuer
318	Jila Sahakari Kendriya Bank Mydt. Durg	Issuer
319	Vasai Janata Sahakari Bank Ltd	Issuer
320	The Pimpalgaon Merchants Co-Op Bank Ltd	Issuer
321	Palus Sahakari Bank Ltd	Issuer
322	The Financial Co-operative Bank Ltd	Issuer
323	The A.P. Raja Rajeswari Mahila Co-Operative Urban Bank Ltd	Issuer
324	Kottakkal Co- Op Urban Bank Ltd	Issuer
325	Shree Warana Sahakari Bank Ltd	Issuer
326	The Bhuj Commercial Co-Operative Bank Ltd	Issuer
327	Akola Janata Commercial Co-Operative Bank	Issuer
328	The Abhinav Sahakari Bank Ltd., Mumbai	Issuer
329	Urban Co-operative Bank Ltd, Bareilly	Issuer
330	The Bellary District Coop Central Bank Ltd	Issuer
331	Mahila Nagrik Sahakari Bank, Mahasamund	Issuer
332	The Valsad District Central Co-operative Bank Ltd	Issuer
333	Guntur Urban Bank	Issuer
334	MAHAVEER CO-OPERATIVE URBAN BANK LIMITED	Issuer
335	Jodhpur Nagrik Sahakari Bank Limited	Issuer
336	Vardhaman [Mahila] Co-op. Urban Bank Ltd	Issuer
337	PDP BANK KARAD bank	Issuer
338	JANATHA SEVA COOPERATIVE BANK LTD bank	Issuer
339	Sadhana Sahakari Bank Ltd. Nagpur	Issuer
340	The Bhavana Rishi Co-Op.Urban Bank	Issuer
341	The Naroda Nagarik Co-Operative Bank	Issuer
342	THE SATARA SAHAKARI BANK LTD	Issuer
343	Gujarat Ambuja Co-operative bank Ltd	Issuer
344	Union Co-operative Bank Ltd.	Issuer
345	Navsarjan Industrial Co-Op Bank Ltd	Issuer
346	Janata Sahakari Bank Ltd., Ajara	Issuer
347	Unjha Nagarik Sahakari Bank Ltd	Issuer
348	Indore Cloth Market Co-Op Bank Ltd	Issuer
349	Karimnagar DCCB	Issuer
350	Chittorgarh Urban Co-operative Bank Ltd	Issuer
351	Shri Chatrapati Shivaji Maharaj Sahakari	Issuer
352	Ahmednagar Shahar Sahakari Bank Ltd	Issuer
353	ARUNACHAL PRADESH RURAL BANK	Issuer
354	Tamil Nadu State Apex Co-op Bank Ltd	Issuer
355	SHARAD SAHAKARI BANK LTD MANCHAR	Issuer
356	The Kopargaon Peoples Co-Op Bank Ltd	Issuer
357	Prerana Co-Operative Bank Ltd	Issuer
358	Sant Sopankaka Sahakari Bank Ltd.	Issuer
359	The Kukarwada Nagrik Sahakari Bank Ltd	Issuer
360	The District Co­operative Central Bank Ltd. Medak	Issuer
361	Shree Mahesh Co-Operative Bank Ltd Nashik	Issuer
362	Warangal Urban Cooperative Bank Ltd	Issuer
363	Tripura State Cooperative Bank Ltd	Issuer
364	Arihant Urban Co-Operative Bank Ltd	Issuer
365	Uttar Pradesh Co-operative Bank Ltd	Issuer
366	Rajadhani Co-operative Urban Bank	Issuer
367	Godavari Urban Co-Op Bank	Issuer
368	The Raipur Urban Mercantile Co-op Bank	Issuer
369	Khattri Co-op Bank	Issuer
370	Samata Co-Operative Development Bank Ltd	Issuer
371	Mahatma Fule Urban Co-Operative Bank Ltd.	Issuer
372	Kashmir Mercantile Cooperative Bank Ltd.	Issuer
373	The Nawanagar Co-Operative Bank Ltd	Issuer
374	The Sarvodaya Sahakari Bank Ltd	Issuer
375	Guardian Souharda Sahakari Bank Niyamita	Issuer
376	The Nasik Merchant’s Co-Operative Bank Ltd	Issuer
377	The Mehsana Nagarik Sahakari Bank Ltd	Issuer
378	The Hassan DCC Bank Pvt Ltd	Issuer
379	Amreli Nagarik Sahakari Bank Ltd	Issuer
380	The Veraval peoples Coop Bank Ltd	Issuer
381	The Coimbatore District Central Co-op Bank Limited	Issuer
382	THE AHMEDNAGAR DISTRICT CENTRAL COOP BANK LTD	Issuer
383	Swatantrya Senani Late Shripal Alase (Kaka) Kurundwad Urban Co-Op Bank Ltd; Kurundwad	Issuer
384	VIJAY COMMERCIAL CO OPERATIVE BANK LTD	Issuer
385	Mizoram Co-Operative Apex Bank Ltd	Issuer
386	Sampada Sahakari Bank Ltd.,Pune	Issuer
387	The Nanded Merchants Coop Bank Ltd Nanded	Issuer
388	ICICI Bank Limited	PSP & PPI Issuer
389	LivQuik Technology (India) Private Limited	PSP & PPI Issuer
390	IDFC First Bank Limited	PSP & PPI Issuer
391	Amazon Pay (India) Private Limited	PSP & PPI Issuer
392	Spice Money Limited	PSP & PPI Issuer
393	Eroute Technologies Private Limited	PSP & PPI Issuer
394	Transerv Limited	PSP & PPI Issuer
395	Bajaj Finance Limited	PSP & PPI Issuer
396	Transcorp International Limited	PSP & PPI Issuer
397	Tri O Tech Solutions Private Ltd.	PSP & PPI Issuer
398	PineLabs Private Limited	PSP & PPI Issuer
399	One Mobikwik Systems Private Limited	PSP & PPI Issuer

For more information about this scheme or plan – please visit here
https://pib.gov.in/PressReleseDetail.aspx?PRID=1741110
e-RUPI UPI Live Members Website Link –
https://www.npci.org.in/what-we-do/upi/live-members

Other Services Offered by NPCI

The Indian National Payments Corporation is responsible for operating the retail payment and settlement systems in India. There are a few services provided by the National Payment Corporation of India which are as follows:-

Unified Payment Interface (UPI)

Through this feature, multiple bank accounts of a person can be combined into a single mobile app.

Rupee and payment (RuPay)

It is India’s domestic payment network that accepts ATMs, POS machines, and e-commerce websites across the country. It is a secure network that protects users from anti-phishing.

Bharat Money Interface (BHIM)

BHIM is an application where you can make simple, easy, and fast payments and transactions using your unified payment interface. Bank-to-bank instant payments can make payments through BHIM and users can also collect funds using only mobile numbers or virtual payment addresses.

National Automated Clearing House (NACH)

Through interbank NACH electronic e-transactions of high volume, recurring, and cyclical in nature are facilitated. This platform is used by banks, financial institutions, companies, and the government.

Immediate Payment Service (IMPS)

Through IMPS 24×7, it guarantees electronic e-money transfers between banks through multiple channels such as mobile, internet, ATM, SMS, etc. It is a powerful real-time money transfer system that transfers funds instantly within banks across the country. IMPS is completely safe and economical.

National Electronic Toll Collection (NETC)

In order to meet the e-tolls requirements of the Indian market, the National Payment Corporation of India has developed a national e-tolls package. This platform, offers a nationwide fee payment solution that includes a clearinghouse service for settlement and dispute management.

Adhaar Enabled Payment System (AePS)

AePS is an online interoperable financial inclusion transaction that takes place at the point of sale through a bank’s commercial correspondent using Aadhaar authentication. You can do six types of transactions through this platform. Customers are required to enter only their Bank Name, Aadhaar Number, and Fingerprint captured during registration in order to make payment.

BHIM Aadhaar

Through BHIM Aadhaar, merchants cannot receive digital payments from customers. This platform works through Aadhaar authentication. Through this platform, merchants accept payment from bank customers by authenticating their biometrics.

National Financial Switch (NFS)

It is a network of 37 members that connects 50,000 ATMs. This platform creates robust and sustainable operating models that have in-house capabilities. Operational functions and services in the national financial switch are on par with other global ATM networks.

Check transaction or Withdrawal System (CTS)

It is the process of clearing checks electronically rather than physically processing the check. This process is done by presenting a bank on its way to the branch of the bank that makes the payment. The Indian National Payment Corporation is responsible for managing this platform. This system will also save a lot of time.

How to Download the e-RUPI Digital Payment Mobile App?

• First of all, you should go to the app download link.
• Now the Play Store page will open. You should find the installation link and click on it.
• Now you must fill out the online process by registering in this app.
• After completing the online App process, you will continue to receive information related to any update.
• The e-RUPI digital payment application will be downloaded to your device

Frequently Asked Questions About e-RUPI Digital Payment Solution

Read More:

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