What is e-RUPI – Know All About The New Digital Payment and List of banks | Download App

Complete Information of e-RUPI New Digital Payment 2024 | ई-आरयूपीआई (e-RUPI) क्या है ? कैसें काम करता है? – नए डिजिटल भुगतान और बैंकों की सूची के बारे में सब कुछ जानें in Hindi | Download e Rupi App | How to eRUPI e-Voucher Redeem | e RUPI Features & Working Process | Download E-RUPI Mobile Application


Dear readers, Prime Minister Narendra Modi will launch an e-RUPI New Digital Payment / ई-आरयूपीआई नया डिजिटल भुगतान cashless payment solution, which will work on the basis of electronic e-vouchers. The system was developed by the National Payments Corporation of India (NPCI) in collaboration with the Department of Financial Services, the Ministry of Health, and the National Health Authority. e-RUPI (रूपी) is a cashless and contactless digital payment method, which will be delivered to the beneficiaries’ mobile phones in the form of an SMS or QR code string.

The Prime Minister has always championed digital initiatives. Over the years, many programs have been launched to ensure that benefits reach their intended beneficiaries in a targeted and leak-proof manner, with limited points of contact between the government and the beneficiary. The concept of e-vouchers drives this vision of good governance.

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What is e-RUPI and How Will It Work? – ई-रूपी क्या है? कैसें काम करता है?

About e-RUPI in Details

e-RUPI is a cashless and contactless digital payment tool option. It is a QR code or e-voucher based on an SMS thread, which is delivered to the mobile phone of the recipients. Users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments application, or access to the service provider’s online banking services. It was developed by the National Payments Corporation of India on its UPI platform, in association with the Department of Financial Services, the Ministry of Health and Family Welfare, and the National Health Authority.


e-RUPI connects service sponsors with beneficiaries and service providers in a digital way without any physical interface. It also ensures that payment to the service provider is made only after the transaction is completed. Since they are prepaid in nature, they ensure timely payment to the service provider without the involvement of any intermediary.

It is expected to be a revolutionary initiative in the direction of ensuring the provision of leak-proof social welfare services. It can also be used to provide services under schemes aimed at providing medicines and nutritional support under mother and child care schemes, TB eradication programs, medicines, and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies, etc. The sector can take advantage of these digital vouchers as part of its employee welfare and CSR programs.

[#eRUPI] Latest and Upcoming Updates News of eRUPI Digital Payment

Prime Minister Shri Narendra Modi will launch e-RUPI, a people-and-purpose digital payment solution on August 2, 2021, at 4:30 pm via video conferencing.

What is e-RUPI in Hindi – भारतीय राष्ट्रीय भुगतान निगम ने कैशलेस लेनदेन के लिए एक नई योजना शुरू की है। ई-रुपया योजना (ई-आरयूपीआई) वर्तमान में उपलब्ध भुगतान विधियों की तुलना में कैशलेस और संपर्क रहित तरीके से सरल तरीके से पेश की जाएगी।

ई-रूपी रुपये भुगतान में, नकद भुगतान लाभार्थी के मोबाइल फोन पर एक इलाज कोड या एसएमएस स्ट्रिंग वाउचर (Vouchers)के माध्यम से भेजा जाता है। प्रधानमंत्री कार्यालय ने एक बयान में कहा कि लाभार्थी जहां चाहे वाउचर या क्यूआर कोड का इस्तेमाल कर सकता है। केंद्र ने डिजिटल लेनदेन में और तेजी लाने के लिए प्रक्रिया के हिस्से के रूप में ई-रुपये प्रणाली के कार्यान्वयन की घोषणा की है।

Highlights Of e-RUPI Digital Payment

Article Namee-RUPI Digital Payment
Launched ByGovernment Of India
BeneficiaryCitizens Of India
ObjectiveTo Provide Cashless And Contactless Instrument For Making Digital Payments
Official Websitehttps://www.npci.org.in/

How Will These Vouchers Be Issued?

The system is built by NPCI on its UPI platform and the banks that will be the issuing entities have been included. Any company or government agency will have to contact partner banks, which are both private and public sector or lenders, with details of specific people and the purpose for which the payments are to be made. Beneficiaries will be identified using their mobile phone number and the assigned voucher will be delivered by the bank to the service provider in the name of a specific person to that person only.

  • The e-RUPI digital payment system is developed by the National Payment Corporation of India on its UPI platform.
  • The NPCI has ascended the banks to the banks which will be the authority to issue the voucher.
  • The company or government agency is required to contact the partner bank (both private and public lenders) along with the details of the specific person and the purpose for which the payment is to be made.
  • Beneficiaries will be identified using their mobile phone number voucher assigned by the bank.
  • This platform will be our revolutionary digital initiative that will improve the standard of living and facilitate payment procedures.

Benefits of the e-RUPI Payment Platform

  • Recipients of the one-time seamless payment arrangement, e-RUPI, will be able to receive the voucher amount at a service provider center without the need for a card, digital payment application, or access to online banking.
  • e-RUPI connects service sponsors to beneficiaries and service providers in a digital manner without any physical interface, ensuring that payment to the service provider is only made after the transaction is completed.
  • They are prepaid, which makes it possible to make timely payments to the service provider without the intervention of any intermediary.
  • The government digital payment platform aims to provide a revolutionary initiative toward ensuring the provision of corruption-free social welfare services.
  • Apart from regular payments, it can also be used for services under schemes like the provision of medicines and food assistance under mother and child care schemes, tuberculosis TB eradication programs, medicines, and diagnostics under schemes like Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidy, etc.
Benefits for Consumers Payment processes are contactless only have to follow a two-step redemption process need to have any kind of digital payment app or bank account consumer is not required to share his or her personal details In order to maintain privacy
Benefits for Hospitals The voucher is prepaid hence the payment process is completely secure voucher can be redeemed in a few steps hospitals are not required to handle cash hence hassle-free and contactless payments can be ensured voucher is authorized through a verification code which makes the payment process easy and secure
Benefits for Corporates The well-being of employees can be enabled by the corporate voucher distribution is quick, and safe, and the contactless issuer can track the voucher redemption leads to cost reduction because the transactions are digital and don’t require any physical issuance

Important Points for the New Digital Payment of e-RUPI

Some of the benefits of e-RUPI are:

  • eRUPI is a cashless and contactless digital payment.
  • It connects service sponsors and beneficiaries digitally.
  • Ensures leak-proof delivery for various care services.
  • It is a QR code or electronic voucher based on an SMS thread, which is delivered to the mobile phone of the recipients.
  • Users of this seamless one-time payment mechanism will be able to redeem the voucher without a card, digital payments app, or access to online banking, at the service provider.
  • e-RUPI connects service sponsors with beneficiaries and service providers in a digital way without any physical interface.
  • It also ensures that payment to the service provider is made only after the transaction is completed.
  • Since they are prepaid in nature, they ensure timely payment to the service provider without the involvement of any intermediary.
  • These digital vouchers can also be used by the private sector for employee welfare and corporate social responsibility programs.

What is the importance of e-RUPI and how is it different from digital currency?

The government is already working on developing a central bank digital currency, and the launch of e-RUPI will likely highlight the gaps in the digital payments infrastructure that will be essential to the success of the future digital currency. In fact, e-RUPI is still backed by the current Indian Rupee as the primary asset, and the specificity of its purpose makes it different from virtual currency and brings it closer to a coupon-based payment system.

How to Use e-RUPI Vouchers and a List of Banks

These coupons are similar in nature to prepaid e-gift cards. The card code can be shared either by SMS or the OR code can be shared. These e-vouchers will be personal and purpose-specific. For example, if you have an e-RUPI coupon for the Covid-19 vaccine, it should only be redeemed for vaccines.

According to the National Health Authority (NHA), there are eight banks already living with e-RUPI, including State Bank of India, HDFC Bank, Axis Bank, Punjab National Bank, Bank of Baroda, Canara Bank, IndusInd Bank, and ICICI Bank.

Participants in UPI

  • Payer PSP
  • Payee PSP
  • Remitter Bank
  • Beneficiary Bank
  • NPCI
  • Bank Account holders
  • Merchants

List Of e-RUPI Live Banks

UPI Bank/PPI Live: 399 (64-PSP & 335-Issuer)

Sr. No.Bank NameDetails
1Axis BankPSP & Issuer
2Bank of BarodaPSP & Issuer
3Bank of MaharashtraPSP & Issuer
4Canara BankPSP & Issuer
5Catholic Syrian BankPSP & Issuer
6Central Bank of IndiaPSP & Issuer
7DBS DigibankPSP & Issuer
8Federal BankPSP & Issuer
9HDFC BankPSP & Issuer
10HSBCPSP & Issuer
11ICICI BankPSP & Issuer
12IDBI BankPSP & Issuer
13IDFC BankPSP & Issuer
14Indian BankPSP & Issuer
15Indian Overseas BankPSP & Issuer
16IndusInd BankPSP & Issuer
17Karnataka BankPSP & Issuer
18Karur Vysya BankPSP & Issuer
19Kotak Mahindra BankPSP & Issuer
20Punjab & Sind BankPSP & Issuer
21Punjab National BankPSP & Issuer
22RBL BankPSP & Issuer
23South Indian BankPSP & Issuer
24Standard Chartered BankPSP & Issuer
25State Bank of IndiaPSP & Issuer
26TJSB BankPSP & Issuer
27UCO BankPSP & Issuer
28Union Bank of IndiaPSP & Issuer
29Yes BankPSP & Issuer
30Bank of IndiaPSP & Issuer
31City Union BankPSP & Issuer
32Jammu & Kashmir bankPSP & Issuer
33Janta Sahakari Bank PunePSP & Issuer
34Equitas small finance bankPSP & Issuer
35Airtel Payments BankPSP & Issuer
36Fino Payments BankPSP & Issuer
37Paytm Payments BankPSP & Issuer
38Bandhan BankPSP & Issuer
39Jio Payments BankPSP & Issuer
40Dhanlaxmi BankPSP & Issuer
41India Post Payments BankPSP & Issuer
42ESAF Small Finance BankPSP & Issuer
43AU Small Finance BankPSP & Issuer
44Dombivli Nagri Sahakari BankPSP & Issuer
45NSDL Payments BankPSP & Issuer
46SBM BankPSP & Issuer
47Utkarsh Small Finance BankPSP & Issuer
48Cosmos Co-op BankPSP & Issuer
49The Surat Peoples Co-op BankPSP & Issuer
50Jana Small Finance BankPSP & Issuer
51Tamilnad Mercantile BankPSP & Issuer
52CITI BankPSP & Issuer
53Deutsche BankIssuer
54A P Mahesh Co-operative Urban Bank LtdIssuer
55DCB BankIssuer
56Saraswat BankIssuer
57Apna Sahakari Bank LtdIssuer
58Vasai Vikas sahakari bank ltdIssuer
59Thane Bharat Sahakari BankIssuer
60Mehasana Urban co op BankIssuer
61GP ParsikIssuer
62Kalyan Janta SahakariIssuer
63Rajkot Nagrik sahakari BankIssuer
64Maharashtra Gramin BankIssuer
65Gujarat State Co-operative BankIssuer
66Hasti Co-op BankIssuer
67GS Mahanagar Co op Bank(MAHANAGR BANK IN MAIN DATA BANK)Issuer
68Karnataka Vikas Gramina BankIssuer
69Andhra Pragathi Gramina BankIssuer
70Kallapanna Arwade Ichalkaranji Janata sahakari BankIssuer
71Kerala Gramina BankIssuer
72Pragathi Krishna Gramin BankIssuer
73Andhra Pradesh Gramin Vikas BankIssuer
74Chhatisgarh Rajya Gramin BankIssuer
75Telangana Gramin BankIssuer
76Saurashtra Gramin BankIssuer
77Meghalaya Rural BankIssuer
78Uttarakhand Gramin BankIssuer
79Jharkhand Rajya Gramin BankIssuer
80Rajasthan Marudhar Gramin BankIssuer
81Mizoram Gramin BankIssuer
82Bassein Catholic Co-operative BankIssuer
83Assam Gramin Vikas BankIssuer
84Jalgaon Janta co op BankIssuer
85The Vishweshwar Sahakari Bank LimitedIssuer
86Tripura Gramin BankIssuer
87Manipur Gramin BankIssuer
88Chaitanya Godavari Gramin BankIssuer
89SVC BankIssuer
90Baroda Gujarat Gramin BankIssuer
91Baroda Rajasthan Kshetriya Gramin BankIssuer
92The Sutex Co-Op BankIssuer
93NKGSB Co-op BankIssuer
94Ujjivan Small Finance BankIssuer
95Baroda Uttar Pradesh Gramin bankIssuer
96Samruddhi Co-operative Bank LtdIssuer
97The Varanchha Co-Op Bank LtdIssuer
98Urban Co-op BankLtd, DharangaonIssuer
99Suco Souharda Sahakari Bank LtdIssuer
100Sarva Haryana Gramin BankIssuer
101Telangana State Co-op Apex BankIssuer
102Andhra Pradesh State Cooperative BankIssuer
103Maharashtra State Cooperative BankIssuer
104Paschim Banga Gramin BankIssuer
105Bhilwara Urban Co-operative Bank LtdIssuer
106Suvarnayug Sahakari Bank Ltd.Issuer
107The Udaipur Mahila Urban Co-Operative Bank Ltd.Issuer
108Maratha Cooperative Bank LtdIssuer
109The Vijay Co-operative Bank Ltd, AhmedabadIssuer
110The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd.Issuer
111Prathama UP Gramin BankIssuer
112The Muslim Cooperative Bank LtdIssuer
113Hutatma Co-Op Bank LtdIssuer
114Punjab Gramin BankIssuer
115Abhyudaya Co-op Bank LtdIssuer
116Nainital Bank LtdIssuer
117Himachal Pradesh Gramin BankIssuer
118The Ahmedabad Mercantile Coop bankIssuer
119The Ahmedabad District Coop bankIssuer
120Madhya Bihar Gramin Bank(Dakshin Bihar Gramin Bank )Issuer
121Adarsh Cooperative Bank LtdIssuer
122Suryoday Small Finance Bank LtdIssuer
123Shree Kadi Nagarik Sahakari Bank LtdIssuer
124J & K Grameen BankIssuer
125The Municipal Co-op BankIssuer
126The Malad Sahakari BankIssuer
127The Baroda Central Co-op Bank LtdIssuer
128Fincare Small Finance BankIssuer
129Kalupur Commercial BankIssuer
130Patan Nagrik Sahakari BankIssuer
131Sarvodaya Commercial Co-operative BankIssuer
132Sindhudurg Co-op BankIssuer
133Bharat Co-op Bank(Mumbai)Issuer
134Vikas Souharda Co-op BankIssuer
135Shri Arihant Co-operative Bank LtdIssuer
136The Udaipur Urban Co-Operative Bank Ltd.Issuer
137Sandur Pattana Souharda Sahakari BankIssuer
138Nutan NagrikSahakari BankIssuer
139The SSK Co-op BankIssuer
140The Ahmednagar Merchants Co-op Bank LtdIssuer
141The Baramati Sahakari Bank LtdIssuer
142Shri Veershaiv Co-op Bank Ltd.Issuer
143The Sabarkantha district Central Coop Bank LtdIssuer
144Priyadarshini Nagari Sahakari Bank Ltd JalnaIssuer
145The Satara District Central Co-operative Bank Ltd.Issuer
146The Kaira District Central Co-Op. Bank Ltd.Issuer
147The Banaskantha District Central Co-Op. Bank Ltd.Issuer
148The Visakhapatnam Cooperative Bank Ltd.Issuer
149Bhagini Nivedita Sahakari Bank Ltd,PuneIssuer
150The Anand Mercantile Co-Op. Bank Ltd.Issuer
151Citizen Co-operative Bank Ltd – NoidaIssuer
152Shri Rajkot District Co-op Bank LtdIssuer
153Krishna Bhima Samruddhi Local Area BankIssuer
154Chartered Sahakari Bank NiyamithaIssuer
155Sterling Urban Co-operative Bank LtdIssuer
156Capital Small Finance BankIssuer
157Kokan Mercantile Co-operative Bank LtdIssuer
158Pune Cantonment Sahakari Bank LtdIssuer
159Rani Channamma Mahila Sahakari Bank BelagaviIssuer
160The Gadchiroli District Central Co-operative BankIssuer
161Fingrowth Co-operative Bank LtdIssuer
162The Banaskantha Mercantile Co-operative Bank LimitedIssuer
163Bank of America NAIssuer
164Nagarik Sahakari Bank Maryadit, VidishaIssuer
165Jalna Merchant’s Cooperative Bank Ltd., JalnaIssuer
166The Darussalam Cooperative Urban Bank LtdIssuer
167The Gayatri Co-operative Urban Bank LtdIssuer
168Janaseva Sahakari Bank Ltd PuneIssuer
169Janakalyan Sahakari BankIssuer
170The Himachal Pradesh State Co-operative Bank LtdIssuer
171Sri Vasavamba Cooperative Bank LtdIssuer
172Pali Urban Co-operative Bank LtdIssuer
173Manvi Pattana Souharda Sahakari Bank NIIssuer
174Jivan Commercial Co-operative Bank LtdIssuer
175Shree Dharati Co-operative Bank LtdIssuer
176Coastal Local Area Bank LtdIssuer
177Citizens Co-operative Bank LtdIssuer
178Shri Chhatrapati Rajarsshi Shahu BankIssuer
179The Kanakmahalakshmi Co-operative Bank LtdIssuer
180The Pochampally Co-operative Urban bank LtdIssuer
181The Surat District Co-op Bank Ltd.Issuer
182Yadagiri Lakshmi Narasimha Swamy Co-Op Urban Bank LtdIssuer
183The Modasa Nagarik Sahakari Bank LimitedIssuer
184Shri Mahila Sewa Sahakari Bank LimitedIssuer
185Kolhapur District Central Co-operative Bank LimitedIssuer
186Smriti Nagrik Sahakari Bank Maryadit, MandsaurIssuer
187Indore Paraspar Sahakari Bank LtdIssuer
188Samarth Sahakari Bank LimitedIssuer
189Associate Co-operative Bank Limited, SuratIssuer
190Shri Basaveshwar Sahakari Bank Niyamit, BagalkotIssuer
191The Adarsh Urban Co-op. Bank Ltd., HyderabadIssuer
192The Vallabh Vidyanagar Commercial Co-operative Bank LtdIssuer
193Malviya Urban Co-operative Bank LimitedIssuer
194Sri Rama Co-operative Bank LtdIssuer
195Model Co-operative Bank LimitedIssuer
196The Merchants Souharda Sahakari Bank LtdIssuer
197Prime Co-operative Bank Ltd.Issuer
198Shivalik Small Finance BankIssuer
199Saibaba Nagari Sahakari Bank MaryaditIssuer
200Madhya Pradesh Rajya Sahakari Bank MaryaditIssuer
201Mann Deshi Mahila Sahkari Bank LimitedIssuer
202Shree Mahavir Sahakari Bank LtdIssuer
203The New Urban Co-Operative Bank Ltd.RampurIssuer
204North East Small Finance Bank LimitedIssuer
205The Akola District Central Cooperative Bank LtdIssuer
206Irinjalakuda Town Co-Operative Bank LtdIssuer
207Surat National Co-operative Bank LimitedIssuer
208The Sirsi Urban Sahakari Bank LimitedIssuer
210The Rajkot Commercial Co-op Bank Ltd.Issuer
211Sadhana Sahakari Bank Ltd PuneIssuer
212The Eenadu Coop Urban Bank LtdIssuer
213Chhattisgarh Rajya Sahakari Bank MydtIssuer
214Sardar Vallabhbhai Sahakari Bank LtdIssuer
215Lonavala Sahakari Bank LtdIssuer
216The Godhra Urban Coop Bank LtdIssuer
217Vaishya Nagari Sahakari Bank Ltd ParbhaniIssuer
218Kolhapur Mahila Sahakari Bank Ltd.Issuer
219Rajgurunagar Sahakari Bank Ltd.Issuer
220The Jalgaon Peoples Co-op Bank Ltd.Issuer
221Bhadradri Co-operative Urban BankIssuer
222Shree Panchganga Nagari Sahakari Bank LtdIssuer
223The Kakatiya Co-operative Urban Bank LimitedIssuer
224Shri Janata Sahakari Bank Limited, HalolIssuer
225The Dahod Urban Co-operative Bank LimitedIssuer
226The Sarvodaya Nagrik Sahakari Bank LimitedIssuer
227Deogiri Nagari Sahakari Bank Ltd AurangabadIssuer
228Navi Mumbai Co-operative Bank LimitedIssuer
229Ambajogai Peoples Co-operative Bank LimitedIssuer
230Mahesh Sahakari Bank LimitedIssuer
231The Bhagyodaya Co-operative Bank LimitedIssuer
232The Khamgaon Urban Co-operative Bank Ltd, KhamgaonIssuer
233The Kolhapur Urban Cooperative Bank Ltd., KolhapurIssuer
234The Sardar Bhiladwala Pardi People’s Co-Op. Bank Ltd.Issuer
235The Saurashtra Co-operative Bank Ltd., AhmedabadIssuer
236Tirupati Urban Co-operative Bank LimitedIssuer
237The Kranthi Co-operative Urban Bank LimitedIssuer
238Rajarshi Shahu Sahakari Bank LimitedIssuer
239Karnataka Mahila Sahakara Bank NiyamithaIssuer
240The Karnataka State Co-operative Apex Bank LimitedIssuer
241Sree Charan Souhardha Co-operative Bank LimitedIssuer
242The Jamkhandi Urban Co-operative Bank LtdIssuer
243Amreli Jilla Madhyastha Sahakari Bank LtdIssuer
244Saraspur Nagrik Co-operative Bank LtdIssuer
245The Co-operative Bank of Mehsana LtdIssuer
246The Mandvi Nagarik Sahakari Bank LtdIssuer
247Jijamata Mahila Sahakari Bank LtdIssuer
248Sri Sudha Cooperative Bank LtdIssuer
249The Gandhinagar Nagrik Cooperative Bank LtdIssuer
251Kankaria Mainagar Nagrik Sahakari Bank LtdIssuer
252Akhand Anand Co.op Bank LtdIssuer
253The Surat Mercantile Coop Bank LtdIssuer
254Dhanera Mercantile Co-operative Bank LtdIssuer
255Shri Bharat Urban Co-operative Bank Ltd JaysingpurIssuer
256Mahanagar Nagrik Sahakari Bank MaryaditIssuer
257Veerashaiva Sahakari Bank LtdIssuer
258Colour Merchants Co-operative Bank LtdIssuer
259The Pratap Co-operative Bank LtdIssuer
260Nagrik Sahakari Bank Maryadit GwaliorIssuer
261Vaishya Sahakari Bank Ltd MumbaiIssuer
262The Agrasen Co-operative Urban Bank LtdIssuer
263The Navnirman Co-operative BankIssuer
264Dattatraya Maharaj Kalambe Jaoli SahakariIssuer
265Textile Traders Co-operative Bank LimitedIssuer
266The Junagadh Commercial Co-op Bank LtdIssuer
267Sundarlal Sawaji Urban Co-Op Bank LtdIssuer
268The Nandura Urban Coop Bank Ltd NanduraIssuer
269The Greater Bombay Co-operative Bank LimitedIssuer
270Ajanta Urban Co-Op Bank ltdIssuer
271The Thane Dist. Central Co-op. Bank LtdIssuer
272Arvind Sahakari Bank LtdIssuer
273Pune Urban Co-operative Bank LtdIssuer
275Deendayal Nagari Sahakari Bank LtdIssuer
276Himatnagar Nagarik Sahakari Bank LtdIssuer
277The Business Co-Operative Bank LtdIssuer
278Dapoli Urban Co Op Bank Ltd DapoliIssuer
280The Kodungallur Town Co-operative Bank LtdIssuer
284The Gandevi Peoples Co-Operative Bank LimitedIssuer
286Baran Nagrik Sahkari Bank LtdIssuer
289The Sangamner Merchants Co-op Bank LtdIssuer
290Rajkot Peoples Cooperative Bank LtdIssuer
291Shree Mahalaxmi Urban Co-op Credit Bank Ltd.Issuer
292The Udupi Co-operative Town Bank Ltd – UdupiIssuer
293Shree Basaveshwar Urban Co-op Bank Ltd RanebennurIssuer
296The Chembur Nagarik Sahakari BankIssuer
297Indrayani Co-operative Bank LtdIssuer
298The Commercial Cooperative Bank LimitedIssuer
299Bhavnagar District Co-Op Bank LtdIssuer
300The Rajasthan State Co-operative Bank LtdIssuer
301The National Co-operative Bank LtdIssuer
302Shri Mahalaxmi Co-op Bank Ltd KolhapurIssuer
303The Jampeta Co-operative Urban Bank LtdIssuer
304Sudha Co-operative Urban Bank LtdIssuer
305People’s Urban Co-operative Bank LtdIssuer
306The Pavana Sahakari Bank LtdIssuer
307Mansing Co-operative Bank Ltd.Issuer
308Dausa Urban Cooperative Bank LtdIssuer
309Indore Premier Co-operative Bank Ltd IndoreIssuer
311The Junagadh Jilla Sahakari Bank LtdIssuer
312The Kodinar Taluka Cooperative Banking Union LtdIssuer
313Ambarnath Jai Hind Cooperative Bank Ltd.Issuer
314Bicholim Urban Cooperative BankIssuer
315Bombay Mercantile Co-Op Bank LtdIssuer
316Rajarambapu Sahakari Bank LtdIssuer
317Jila Sahakari Kendriya Bank Maryadit RaipurIssuer
318Jila Sahakari Kendriya Bank Mydt. DurgIssuer
319Vasai Janata Sahakari Bank LtdIssuer
320The Pimpalgaon Merchants Co-Op Bank LtdIssuer
321Palus Sahakari Bank LtdIssuer
322The Financial Co-operative Bank LtdIssuer
323The A.P. Raja Rajeswari Mahila Co-Operative Urban Bank LtdIssuer
324Kottakkal Co- Op Urban Bank LtdIssuer
325Shree Warana Sahakari Bank LtdIssuer
326The Bhuj Commercial Co-Operative Bank LtdIssuer
327Akola Janata Commercial Co-Operative BankIssuer
328The Abhinav Sahakari Bank Ltd., MumbaiIssuer
329Urban Co-operative Bank Ltd, BareillyIssuer
330The Bellary District Coop Central Bank LtdIssuer
331Mahila Nagrik Sahakari Bank, MahasamundIssuer
332The Valsad District Central Co-operative Bank LtdIssuer
333Guntur Urban BankIssuer
335Jodhpur Nagrik Sahakari Bank LimitedIssuer
336Vardhaman [Mahila] Co-op. Urban Bank LtdIssuer
337PDP BANK KARAD bankIssuer
339Sadhana Sahakari Bank Ltd. NagpurIssuer
340The Bhavana Rishi Co-Op.Urban BankIssuer
341The Naroda Nagarik Co-Operative BankIssuer
343Gujarat Ambuja Co-operative bank LtdIssuer
344Union Co-operative Bank Ltd.Issuer
345Navsarjan Industrial Co-Op Bank LtdIssuer
346Janata Sahakari Bank Ltd., AjaraIssuer
347Unjha Nagarik Sahakari Bank LtdIssuer
348Indore Cloth Market Co-Op Bank LtdIssuer
349Karimnagar DCCBIssuer
350Chittorgarh Urban Co-operative Bank LtdIssuer
351Shri Chatrapati Shivaji Maharaj SahakariIssuer
352Ahmednagar Shahar Sahakari Bank LtdIssuer
354Tamil Nadu State Apex Co-op Bank LtdIssuer
356The Kopargaon Peoples Co-Op Bank LtdIssuer
357Prerana Co-Operative Bank LtdIssuer
358Sant Sopankaka Sahakari Bank Ltd.Issuer
359The Kukarwada Nagrik Sahakari Bank LtdIssuer
360The District Co­operative Central Bank Ltd. MedakIssuer
361Shree Mahesh Co-Operative Bank Ltd NashikIssuer
362Warangal Urban Cooperative Bank LtdIssuer
363Tripura State Cooperative Bank LtdIssuer
364Arihant Urban Co-Operative Bank LtdIssuer
365Uttar Pradesh Co-operative Bank LtdIssuer
366Rajadhani Co-operative Urban BankIssuer
367Godavari Urban Co-Op BankIssuer
368The Raipur Urban Mercantile Co-op BankIssuer
369Khattri Co-op BankIssuer
370Samata Co-Operative Development Bank LtdIssuer
371Mahatma Fule Urban Co-Operative Bank Ltd.Issuer
372Kashmir Mercantile Cooperative Bank Ltd.Issuer
373The Nawanagar Co-Operative Bank LtdIssuer
374The Sarvodaya Sahakari Bank LtdIssuer
375Guardian Souharda Sahakari Bank NiyamitaIssuer
376The Nasik Merchant’s Co-Operative Bank LtdIssuer
377The Mehsana Nagarik Sahakari Bank LtdIssuer
378The Hassan DCC Bank Pvt LtdIssuer
379Amreli Nagarik Sahakari Bank LtdIssuer
380The Veraval peoples Coop Bank LtdIssuer
381The Coimbatore District Central Co-op Bank LimitedIssuer
383Swatantrya Senani Late Shripal Alase (Kaka) Kurundwad Urban Co-Op Bank Ltd; KurundwadIssuer
385Mizoram Co-Operative Apex Bank LtdIssuer
386Sampada Sahakari Bank Ltd.,PuneIssuer
387The Nanded Merchants Coop Bank Ltd NandedIssuer
388ICICI Bank LimitedPSP & PPI Issuer
389LivQuik Technology (India) Private LimitedPSP & PPI Issuer
390IDFC First Bank LimitedPSP & PPI Issuer
391Amazon Pay (India) Private LimitedPSP & PPI Issuer
392Spice Money LimitedPSP & PPI Issuer
393Eroute Technologies Private LimitedPSP & PPI Issuer
394Transerv LimitedPSP & PPI Issuer
395Bajaj Finance LimitedPSP & PPI Issuer
396Transcorp International LimitedPSP & PPI Issuer
397Tri O Tech Solutions Private Ltd.PSP & PPI Issuer
398PineLabs Private LimitedPSP & PPI Issuer
399One Mobikwik Systems Private LimitedPSP & PPI Issuer

For more information about this scheme or plan – please visit here

e-RUPI UPI Live Members Website Link –

Other Services Offered by NPCI

The Indian National Payments Corporation is responsible for operating the retail payment and settlement systems in India. There are a few services provided by the National Payment Corporation of India which are as follows:-

Unified Payment Interface (UPI)

Through this feature, multiple bank accounts of a person can be combined into a single mobile app.

Rupee and payment (RuPay)

It is India’s domestic payment network that accepts ATMs, POS machines, and e-commerce websites across the country. It is a secure network that protects users from anti-phishing.

Bharat Money Interface (BHIM)

BHIM is an application where you can make simple, easy, and fast payments and transactions using your unified payment interface. Bank-to-bank instant payments can make payments through BHIM and users can also collect funds using only mobile numbers or virtual payment addresses.

National Automated Clearing House (NACH)

Through interbank NACH electronic e-transactions of high volume, recurring, and cyclical in nature are facilitated. This platform is used by banks, financial institutions, companies, and the government.

Immediate Payment Service (IMPS)

Through IMPS 24×7, it guarantees electronic e-money transfers between banks through multiple channels such as mobile, internet, ATM, SMS, etc. It is a powerful real-time money transfer system that transfers funds instantly within banks across the country. IMPS is completely safe and economical.

National Electronic Toll Collection (NETC)

In order to meet the e-tolls requirements of the Indian market, the National Payment Corporation of India has developed a national e-tolls package. This platform, offers a nationwide fee payment solution that includes a clearinghouse service for settlement and dispute management.

Adhaar Enabled Payment System (AePS)

AePS is an online interoperable financial inclusion transaction that takes place at the point of sale through a bank’s commercial correspondent using Aadhaar authentication. You can do six types of transactions through this platform. Customers are required to enter only their Bank Name, Aadhaar Number, and Fingerprint captured during registration in order to make payment.

BHIM Aadhaar

Through BHIM Aadhaar, merchants cannot receive digital payments from customers. This platform works through Aadhaar authentication. Through this platform, merchants accept payment from bank customers by authenticating their biometrics.

National Financial Switch (NFS)

It is a network of 37 members that connects 50,000 ATMs. This platform creates robust and sustainable operating models that have in-house capabilities. Operational functions and services in the national financial switch are on par with other global ATM networks.

Check transaction or Withdrawal System (CTS)

It is the process of clearing checks electronically rather than physically processing the check. This process is done by presenting a bank on its way to the branch of the bank that makes the payment. The Indian National Payment Corporation is responsible for managing this platform. This system will also save a lot of time.

How to Download the e-RUPI Digital Payment Mobile App?

  • First of all, you should go to the app download link.
  • Now the Play Store page will open. You should find the installation link and click on it.
  • Now you must fill out the online process by registering in this app.
  • After completing the online App process, you will continue to receive information related to any update.
  • The e-RUPI digital payment application will be downloaded to your device

Frequently Asked Questions About e-RUPI Digital Payment Solution

What is e-RUPI Digital Payment?

e-RUPI is a one-time use digital solution to facilitate cashless payment which is people and purpose solutions for different services like COVID vaccine, donations, corporate gift vouchers, etc.

What is e-RUPI’s digital payment solution?

e-RUPI payment is a cashless and contactless tool for digital payments. It acts as an electronic e-voucher based on a QR code or SMS string, which is delivered to the mobile phones of the recipients.

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